Last Updated on January 1, 2022

What is a UCC?

A UCC or Uniform Commercial Code is a document that a lender files with the government when they have secured a loan or financing with the collateral of the debtor. A common example is when someone borrows money to purchase real estate, a UCC is filed with the third party that provided the mortgage. If the homeowner went to try and sell the property, another loan couldn’t be made using the property as collateral until the loan was paid. 

What information does a UCC search show?

The UCC search will show the name of the debtor, document status, date filed, expiration, record number, filing events, secured parties name, and addresses, debtor parties name and addresses.

Also see: How to search for a business name in Florida

Why is a UCC needed?

A UCC filing is a lien notice that publicly indicates a lender, vendor, creditor, or other secured party’s right to repossess or reclaim certain business assets in the case of default.

Where is a UCC-1 Financing Statement filed in Florida?

Online through the Florida Secured Transaction Registry

How much does a UCC search cost in Florida?

A Florida UCC search is free!

How to do a UCC search in Florida

Step 1 – Go to the Florida Department of State’s Florida Secured Transaction Registry website

Step 2 – Click on Searches at the top of the page

Step 3 – Accept the Terms and Conditions 

Step 4 – Select the Search Type and fill in the Name/Document