How To Do An Idaho UCC Search

Last Updated on January 2, 2022

What is a UCC?

A UCC is a legal form that proves a lender or creditor has secured certain pieces of personal or business assets in the case of default.

A UCC-1 Initial Financing Statement gives lenders a claim on assets a debtor pledges as security interest, such as when an individual obtains a mortgage for a home. The home is the collateral pledged for the property. With the UCC-1 filed, the homeowner can’t take out another loan on the home without first paying off the initial loan.

What does a UCC search show?

Lien type, name of the debtor or entity details, file number, secured party info, filing date and lapse date.

Also see: How to do an Idaho business entity search

Why is a UCC needed?

For creditors to notify debtors that they have a security interest in their personal or business assets.

Where is a UCC filed in Idaho?

Under Idaho Code § 28-9-310(a), a UCC Financing Statement is filed with the Idaho Secretary of State’s office.

How much does a UCC search cost in Idaho?

A basic UCC lien search is free. However, a non certified search with access to copies of the documents filed is $3 and requires an account. A certified search ranges from $10 to $26 per search.

For an official copy, Form UCC-4 “Request for Information or Copies” is filed with the Idaho Secretary of State. 

How to do a UCC search in Idaho

Step 1 – Go to the Idaho Secretary of State’s website

Step 2 – Click on Business Services and then Uniform Commercial Code

Step 3 – Select UCC Search in the middle of the page

Step 4 – Fill in the appropriate information and click search