How To Do A Kentucky UCC Search

Last Updated on January 2, 2022

What is a UCC?

A UCC (Uniform Commercial Code) notice is registered by a lender when a loan is taken out against a single asset or a group of assets.

What information does a UCC search show?

UCC filings show the debtor’s name, file number, date, and time, secured party, lapse date.

Also see: How to do a Kentucky business entity search

Why is a UCC needed?

To give notice to a debtor that a lender has a security interest in personal property or business collateral.

Where is a UCC filed in Kentucky?

Most UCCs are filed with the Kentucky Secretary of State’s office. Real estate liens are filed with the County Clerk’s office in the county where the real estate is located. 

How much does a UCC search cost in Kentucky?

A non-certified search is free, however, the fee for a certified search and certified copy is $5.

How to do a UCC search in Kentucky

Step 1 – Go to the Kentucky Secretary of State’s website

Step 2 – Click on business and then UCC

Step 3 – Click on UCC on the left side of the page and then click on UCC Online Services

Step 4 – Click UCC Index Search

Step 5 – Fill in the appropriate information and click search