How To Do A Massachusetts UCC Search

Last Updated on January 2, 2022

What is a UCC Filing Statement?

A UCC or Uniform Commercial Code is a notice registered by a lender when a loan is taken out against a single asset or a group of assets.

For instance, when an individual obtains a mortgage for a home, the lender uses the borrower’s personal property as collateral to secure property. With the UCC Financing Statement filed, the homeowner can’t take out another loan on the home without first paying off the initial loan.

What information does a UCC search show?

Individual names of the debtor, file number, time of recording, date of filing, name of the secured party, and lapse date.

 Also see: How to do a Massachusetts business entity search

Why is a UCC needed?

To give notice to a debtor that a lender has a security interest in their personal or business assets.

Where is a UCC filed in Massachusetts?

A UCC lien is filed with the Secretary of the Commonwealth of Massachusetts office.

How much does a UCC search cost in Massachusetts?

There is no fee to view the search results on the state’s online database.

How to do a UCC search in Massachusetts

Step 1 – Go to the Secretary of the Commonwealth of Massachusetts website and Click Search the UCC Database under Corporations.

Step 2 – Fill in the appropriate information and click Search