How To Do A Maryland UCC Search

Last Updated on January 2, 2022

What is a UCC?

A UCC or Uniform Commercial Code is a public notice indicating a commercial agreement between a debtor and a secured party for personal property purchased with a loan.

More specifically, a UCC-1 Initial Financing Statement gives lenders a claim on assets a debtor pledges as security interest, such as when an individual obtains a mortgage for a home. The home is the collateral pledged for the property. With the UCC-1 filed, the homeowner can’t take out another loan on the home without first paying off the initial loan.

What information does a UCC search show?

Filing number, filing type, filing date, lapse date, debtor and secured party name and address.

Why is a UCC needed?

A UCC filing is needed in order to document when there has been a lien filed for collateral. This is important because if a lender has a security interest in collateral another lender will need to know before making a loan, in order to preserve the creditor’s interest. 

Where is a UCC filed in Maryland?

A UCC filed in the state of Maryland is done through the Maryland State Department of Assessments and Taxation

How much does a UCC lien search cost in Maryland?

A basic search is free. A certified search response costs $7. Searchers may also hire a company recommended by Maryland to carry out an extensive UCC search for an additional cost.

How to do a UCC search in Maryland

Step 1 – Go to the Maryland State Department of Assessments and Taxation website

Step 2 – Click on Businesses at the top of the page

Step 3 – Scroll down to the middle of the page and click UCC Online: Electronic Filing, Search Filings, Document Retrieval & Order Copies

Step 4 – Click on File / Search Now

Step 5 – Choose the kind of search you would like to conduct under UCC Search and Retrieval

Step 6 – Fill in the appropriate information, check off “I’m not a robot” and click Search

Contact one of the several UCC search providers listed on the Maryland Department of Assessments and Taxation website. 

How do I find out if a business is registered in Maryland?

Corporations and LLCs are required to register with the state. Learn how to do a business entity search in Maryland.