What is a UCC?

Uniform Commercial Code, or UCC, is a public notice that indicates a commercial agreement between a debtor and a secured party.

For instance, when an individual obtains a mortgage for a home, the lender uses the borrower’s personal property as collateral to be used as security interest. With the UCC Financing Statement filed, the homeowner can’t take out another loan on the home without first paying off the initial loan.

What information does an Ohio UCC search show?

A UCC lien will show the filing date, filing type, lapse date, debtor name and address, secured party name and address.

Also see: How to do an Ohio business entity search

Why is a UCC needed?

UCC filings protect a secured party’s interest in the collateral offered by a debtor for a loan

Where is a UCC filed in Ohio?

Most UCC filings are done with the OhioSecretary of State, however, UCC filings on real property are done through the County Recorder’s office, in the county where the real estate is located

How much does a UCC search cost in Ohio?

There is no fee to do a public search for UCC filings in Ohio. A Search Request is $20.00 per search

How to do a UCC search in Ohio

Step 1 – Go to the Ohio Secretary of State’s website

Step 2 – Click on Businesses at the top of the page.

Step 3 – Scroll towards the bottom of the page and click on Uniform Commercial Code.

Step 4 – Click on Search UCC Records.

Step 5 – Choose whether you want to search by Reference Number, Debtor, or Secured Party.

If you want to fill out an information request for scroll to the bottom of the page and click on Information Request UCC 11 and then create an account or log in.