How To Do An Oklahoma UCC Search

Last Updated on January 8, 2022

What is a UCC?

A UCC, or Uniform Commercial Code, is a legal document that is filed with the state and perfects security interests in certain personal property used as collateral for loans.

For instance, when an individual obtains a mortgage for a real estate, the lender uses the borrower’s personal property as collateral to secure property. With the UCC Financing Statement filed, the homeowner can’t take out another loan on the home without first paying off the initial loan.

What information does an Oklahoma UCC search show?

A UCC filing will show the Instrument Number, Document type, legal description, date recorded, debtor, secured party, collateral, reference number.

Also see: How to do an Oklahoma business entity search

Why is a UCC needed?

UCC liens are used to inform debtors and creditors of outstanding security interest in personal property.

Where is a UCC filed in Oklahoma?

UCC liens are filed with the Oklahoma County Clerk

How much does a UCC search cost in Oklahoma?

There is no cost to run an Oklahoma UCC search.

How to do a UCC search in Oklahoma

Step 1 – Go to the Oklahoma County website

Step 2 – Click on County Clerk at the top of the page.

Step 3 – Scroll down the page and click on Uniform Commercial Code. Then click on Record Search.

Step 4 – Scroll down and click on OKCC.ONLINE highlighted in blue

Step 5 – Click on UCC Search and fill in the appropriate information. Then click Search.