What is a UCC?

A UCC, or Uniform Commercial Code, is a legal document that a creditor submits to notify the debtor that they have interest in their personal or corporate property.

For instance, when an individual obtains a mortgage for a home, the lender uses the borrower’s personal property as collateral to secure property. With the UCC Financing Statement filed, the homeowner can’t take out another loan on the home without first paying off the initial loan.

What information does a South Carolina UCC search show?

A UCC search will return the financial statement number, filing date, lapse date, display name, filing type, name, and address of the debtor, name, and address of the secured party.

Also see: How to do a South Carolina business entity search

It’s important to know that UCC records are public record and available to search by anyone.

Why is a UCC needed?

To give public notice that an entity, lender, or creditor such as a financial institution has a security interest in the collateral or real property being used by the debtor.

Where is a UCC filed in Pennsylvania?

Most UCC filings are done with the South Carolina Secretary of State’s office, however, real estate filings are filed in the Register of Deeds Office in the county where the real estate is located

How much does a UCC search cost in Pennsylvania?

The cost to run a UCC search in Pennsylvania is $5. Additionally, each page of a document request is $1 and a certification fee for each document is $2, and there is a $10 for electronic records access.

How to do a UCC search in Pennsylvania

Step 1 – Go to the South Carolina Secretary of State’s website

Step 2 – Click on Online Filings and then click on UCC File and Search online under Uniform Commercial Code.

Step 3 – Click File and Search Online Today

Step 4 – Choose to File / Search Now under Public Filing and Searches or log in to your account if you are a subscriber.

What is a UCC?

A Uniform Commercial Code, or UCC, is a legal document that a creditor files to give notice that it has or might have an interest in the personal or business property of a debtor.

More specifically, a UCC Financing Statement gives lenders a claim on assets a debtor pledges as security interest, such as when an individual obtains a mortgage for a home. The home is the collateral pledged for the property. With the UCC-1 filed, the homeowner can’t take out another loan on the home without first paying off the initial loan.

What information does a Pennsylvania UCC search show?

The UCC search will show the financial statement number, filing date, lapse date, display name, filing type, name and address of the debtor, name and address of the secured party.

Also see: How to start an LLC in Pennsylvania

Why is a UCC needed?

UCC filings are needed in order to give public notice that an entity, lender, or creditor such as a financial institution has a security interest in the collateral or real property being used by the debtor.

Where is a UCC filed in Pennsylvania?

Most UCC filings are recorded with the Pennsylvania Department of State, however, real estate filings are filed in the County Recorder of Deeds office, in the county where the real estate is located

How much does a UCC search cost in Pennsylvania?

A Pennsylvania UCC search is provided as a free service.

How to do a UCC search in Pennsylvania

Step 1 – Go to the Pennsylvania Department of State’s website

Step 2 – Click on Business and Charities and then click on Business in the drop down menu.

Step 3 – Scroll down a bit and click on UCC on the right side of the page under Links.

Step 4 – Click on UCC Name Search under Links on the right side of the page.

Step 5 – Click on Search UCC Transactions at the top of the page. Then fill in the appropriate information and click Search.

What is a UCC?

A UCC, or Uniform Commercial Code, is a legal notice registered by a lender when a loan is taken out against a single asset or a group of assets.

For instance, when an individual obtains a mortgage for real estate, the lender uses the borrower’s personal property as collateral to secure property. With the UCC Financing Statement filed, the homeowner can’t take out another loan on the home without first paying off the initial loan.

What information does a Rhode Island UCC search show?

A UCC search will show the debtor name, debtor address, filing type, filing number, filing date, secured party, secured party address.

Also see: How to do a Rhode Island business entity search

Why is a UCC needed?

A UCC filing perfects a security interest when collateral is used to secure a loan and establishes priority in case of debtor default or bankruptcy. 

Where is a UCC filed in Rhode Island?

Most UCC filings are done with the Rhode IslandSecretary of State’s office, however, real property filings are filed with the Town Clerk or City Clerk’s office where the real estate is located.

How much does a UCC search cost in Rhode Island?

There is no cost to a UCC search in Rhode Island.

How to do a UCC search in Rhode Island

Step 1 – Go to the Rhode Island Secretary of State’s website

Step 2 – Click on Business Services on the left side of the screen.

Step 3 – Scroll down towards the bottom of the page and click on UCC.

Step 4 – Scroll down towards the bottom of the page and under Additional Resources, click Search the UCC Database.

Step 5 – Fill in the appropriate information in the boxes given and click search.

What is a UCC?

A UCC, or Uniform Commercial Code, is a legal form that allows a creditor to place liens against all or part of a borrower’s collateral or assets that are used to secure a loan.

More specifically, a UCC Financing Statement gives lenders a claim on assets a debtor pledges as security interest, such as when an individual obtains a mortgage for real estate. The home is the collateral pledged for the property. With the UCC-1 filed, the homeowner can’t take out another loan on the home without first paying off the initial loan.

What information does an Oregon UCC search show?

A UCC lien becomes public record and will show the filing number, filing date, documents, debtor name and address, secured party name and address, lapse date.

Also see: How to do an Oregon business entity search

Why is a UCC needed?

To give notice to a debtor that a lender has or might have an interest in the personal or business property of a debtor.

Where is a UCC filed in Oregon?

Most UCC filings are done with the OregonSecretary of State’s office, however, real property filings are filed in the County Recording Office of the County Clerk, in the county where the real estate is located

How much does a UCC search cost in Oregon?

There is no cost to search the Oregon UCC database.

How to do a UCC search in Oregon

Step 1 – Go to the Oregon Secretary of State’s website

Step 2 – Click on Business at the top of the page.

Step 3 – Scroll about halfway down the page and click on Uniform Commercial Code (UCC) under Corporation Division Services.

Step 4 – Click Search for a UCC Record and then UCC Record Search.

Step 5 – Type in the appropriate information and click search.

What is a UCC?

A UCC, or Uniform Commercial Code, is a legal document that is filed with the state and perfects security interests in certain personal property used as collateral for loans.

For instance, when an individual obtains a mortgage for a real estate, the lender uses the borrower’s personal property as collateral to secure property. With the UCC Financing Statement filed, the homeowner can’t take out another loan on the home without first paying off the initial loan.

What information does an Oklahoma UCC search show?

A UCC filing will show the Instrument Number, Document type, legal description, date recorded, debtor, secured party, collateral, reference number.

Also see: How to do an Oklahoma business entity search

Why is a UCC needed?

UCC liens are used to inform debtors and creditors of outstanding security interest in personal property.

Where is a UCC filed in Oklahoma?

UCC liens are filed with the Oklahoma County Clerk

How much does a UCC search cost in Oklahoma?

There is no cost to run an Oklahoma UCC search.

How to do a UCC search in Oklahoma

Step 1 – Go to the Oklahoma County website

Step 2 – Click on County Clerk at the top of the page.

Step 3 – Scroll down the page and click on Uniform Commercial Code. Then click on Record Search.

Step 4 – Scroll down and click on OKCC.ONLINE highlighted in blue

Step 5 – Click on UCC Search and fill in the appropriate information. Then click Search.

What is a UCC?

Uniform Commercial Code, or UCC, is a public notice that indicates a commercial agreement between a debtor and a secured party.

For instance, when an individual obtains a mortgage for a home, the lender uses the borrower’s personal property as collateral to be used as security interest. With the UCC Financing Statement filed, the homeowner can’t take out another loan on the home without first paying off the initial loan.

What information does an Ohio UCC search show?

A UCC lien will show the filing date, filing type, lapse date, debtor name and address, secured party name and address.

Also see: How to do an Ohio business entity search

Why is a UCC needed?

UCC filings protect a secured party’s interest in the collateral offered by a debtor for a loan

Where is a UCC filed in Ohio?

Most UCC filings are done with the OhioSecretary of State, however, UCC filings on real property are done through the County Recorder’s office, in the county where the real estate is located

How much does a UCC search cost in Ohio?

There is no fee to do a public search for UCC filings in Ohio. A Search Request is $20.00 per search

How to do a UCC search in Ohio

Step 1 – Go to the Ohio Secretary of State’s website

Step 2 – Click on Businesses at the top of the page.

Step 3 – Scroll towards the bottom of the page and click on Uniform Commercial Code.

Step 4 – Click on Search UCC Records.

Step 5 – Choose whether you want to search by Reference Number, Debtor, or Secured Party.

If you want to fill out an information request for scroll to the bottom of the page and click on Information Request UCC 11 and then create an account or log in.

What is a UCC?

Filed document which perfects security interests in certain personal property used as collateral for loans.

For instance, when an individual obtains a mortgage for a home, the secured party uses the property deed as collateral for the property. With the UCC Financing Statement 1 filed, the homeowner can’t take out another loan on the home without first paying off the initial loan.

What information does a North Dakota UCC search show?

A UCC will show the Initial Financing Statement number, lien type, index type, debtor name, debtor address, debtor type, lapse date.

Also see: How to do a North Dakota business entity search

Why is a UCC needed?

A UCC, or Uniform Commercial Code, is a legal document that informs debtors and creditors of outstanding security interest in personal property.

Where is a UCC filed in North Dakota?

Most UCC filings are done with the North DakotaSecretary of State’s office, however, debts secured with real property are filed with the County Clerk, in the county where the real estate is located

How much does a UCC search cost in North Dakota?

A UCC 11 record search is free. A subscription fee to the UCC database is $500 per month allowing unlimited searches and downloads.

How to do a UCC search in North Dakota

Step 1 – Go to the North Dakota Secretary of State’s website

Step 2 – Click on Central Indexing (UCC) on the left side of the page.

Step 3 – Click on North Dakota Central Indexing System highlighted in blue.

Step 4 – Click on Login or choose Public Search about halfway down the page.

What is a UCC?

A Uniform Commercial Code or UCC filing allows a creditor to place liens against all or part of an individual’s business’s assets, when collateral is used to secure a loan.

More specifically, a UCC Financing Statement gives lenders a claim on personal property a debtor pledges as security interest, such as when an individual obtains a mortgage for a home. The home is the collateral pledged for the property. With the UCC-1 filed, the homeowner can’t take out another loan on the home without first paying off the initial loan.

What information does a North Carolina UCC search show?

The UCC filing becomes public record and will show the filing date, filing type, lapse date, debtor name and address, secured party name and address.

Also see: How to do a North Carolina UCC search

Why is a UCC needed?

To prevent businesses from using assets to get multiple loans, which ultimately keeps them from overextending themselves.

Where is a UCC filed in North Carolina?

Most UCC filings are done with the North CarolinaSecretary of State’s office, however fixture filings are filed in the County Register of Deeds Office, in the county where the real estate is located

How much does a UCC search cost in North Carolina?

There is no cost to run a North Carolina UCC search.

How to do a UCC search in North Carolina

Step 1 – Go to the North Carolina Secretary of State’s website

Step 2 – Click on I Want To… at the top of the screen and then click on Search for a UCC in the drop down menu.

Step 3 – Select the kind of search you would like to conduct and fill in the appropriate information before clicking Search.

What is a UCC?

A UCC or Uniform Commercial Code is a filing that creates a lien against the property so the borrower may not dispose of the asset without paying off the debt or acquire another debt without notifying the lender about his intentions.

For instance, when an individual obtains a mortgage for a home, the lender uses the borrower’s personal property as collateral to secure property. With the UCC Financing Statement is filed, the homeowner can’t take out another loan on the home without first paying off the initial loan.

What information does a New York UCC search show?

A UCC filing will show the file number, file date, lapse date, filing type, debtor name and address, secured party name, and address.

Also see: How to do a New York business entity search

Why is a UCC needed?

A UCC lien is needed in order to protect a secured party’s security interest in the collateral offered by a debtor for a loan

Where is a UCC filed in New York?

Most UCC filings are done with the New York State Department of State, however real property filings are filed in the County Clerk’s Office, in the county where the real estate is located

How much does a UCC search cost in New York?

An unofficial search is free. It is $25 per debtor name for an official search.

How to do a UCC search in New York

Step 1 – Go to the New York State Department of State official website

Step 2 – Click on Licensing and Business and then Uniform Commercial Code in the drop down menu.

Step 3 – Scroll down to the bottom of the page and under UCC / Lien Search choose the type of search you want to conduct.

Step 4 – On the left side of the page, again, choose the type of search you want to conduct.

What is a UCC?

A UCC, or Uniform Commercial Code, is a legal document that a creditor files to give notice that it has a collateral interest in the personal or business property of a debtor.

What information does a New Mexico UCC search show?

The UCC search will show the lien’s initial financing statement number, status, created date, lien type, lapse date, filing number, filing type, debtor name, and address. Upon filing, this information will become public record.

Also see: How to do a New Mexico business entity search

Why is a UCC needed?

A UCC lien record is needed in order to inform debtors and creditors of outstanding security interest in a borrower’s personal property.

Where is a UCC filed in New Mexico?

Most UCC filings are done with the New MexicoSecretary of State’s office, however real property filings are recorded in the County Clerk’s Office, in the county where the real estate is located

How much does a UCC search cost in New Mexico?

There are no fees to run a New Mexico UCC search.

How to do a UCC search in New Mexico

Step 1 – Go to the New Mexico Secretary of State’s website

Step 2 – Go to Commercial Services at the top of the page, move down to UCC Filings and click on UCC Quick Links.

Step 3- Under Quick Links click on UCC Online Search and Images.

Step 4 – Fill in the appropriate information in the boxes.